Super Saving Plan! :D

            Are you having a hard time saving money? You always promise yourself to spend more wisely and save more cash. Every time you see things you like, you look in your purse and get disappointed, because you don’t have enough money to buy it. You want the things you can’t have? Well that feels awful. This is the key to your financial problems. Here are the steps on how to save money that I have read from the January – February 2012 issue of Candy Magazine.

            To start, the first step is to keep a journal for your cash plan. Think of the things that you want to have and the goals you want to achieve. As much as possible be specific on their amounts. Arrange them, on the top are the most important down to the least important things you need. Second, formulate a chart that will help you track all of your saving and expenses. Taking note of everything will help you see the difference of your savings every week. Check the latest saving you had, if it is lesser than the week before, you can adjust as early as possible. Try to minimize spending money for things you really don’t have to buy. Third, set a monthly goal and target to keep you focused on what you are saving for.

            To have an idea of the total amount you’ll get for a year. The next step is to calculate your daily allowance and multiply it by the number of school days you have. This step will help you see if the amount you saved is enough for everything you will need. The fifth step is to store your saved cash in a special locked box or bank account. This will help you cash in your saving easier with no hassle. This will also secure your money to avoid loss and confusion on where you kept your savings.

            Sixth, in every goal you set, estimate the cash and find out how far ahead you need to start saving. For example, you have to pay for your field trip. You might need to start saving a few months before the deadline payment since you need to pay for transportation, food and other needs. Last step is to make it a point to regularly write on your cash journal. Note all your expenses no matter how small they may be.

            You may be shocked to find out that buying candy individually from the school canteen (Two Pesos per piece x Twenty days a month = Forty Pesos) actually costs more than buying the whole pack from the grocery (Twenty-five Pesos for a pack of Fifty Pieces) You instantly save Fifteen Pesos from your allowance or One Hundred Fifty Pesos for Ten months for the whole year!

            Voila! You’ll have your wallet loaded all year round! You just have to be wise and thrifty. Be productive so you can save more. In following these steps you’ll save money in an instant. Just always remember this super saving plan.

For The Hopeless Ü

         Have you ever heard of a song that makes your mood good? A song that inspires you? A song that reminds you of someone? A song that will wipe your sadness away? I know one and it is entitled “With A Smile”. The song that tells you to never give up.

 Song Lyrics of "With A Smile"

          Since it’s not famous anymore because it was released few years ago, many people don’t like this anymore. But they do not know what is the real message behind this song. “With A Smile” by Eraserheads is a song that will lighten up someone’s hope.

          Whenever I hear this song, it feels so pleasant to my ears. I feel happy when I hear it. My sadness fades away and replaced with hope. The calmness of the song and the voice of the singer feels good to hear. The tone of the song sounds like a lullaby. The lines of the song strikes the heart of anyone who will listen to it. The message of the song is all about facing your problems with strength and courage. For me this song is for all of the people who experience hardship and trials. This song tells us that in every struggle we face, we must not bow our heads and give up, but instead, CHIN UP and show everyone that you can because you'll get by with a smile.

          “With A Smile” reminds me of the people who never leave me behind when I am down. My friends that tell me “Don’t frown, you can make it!”. This song reminds me of my best friend who sang this to me when I had my greatest downfall. Some people think of this as an ordinary song that people listen everyday in their radio, their cellphones and from the places they go. They just consider this as a song for bored people or song for people who just want to relax. This is a song that gives people a reason to fight because you can't win at everything but you can try.

          But above all of this, “With A Smile” is a song for people who feel sick and tired of things, this song tells us that in every problem we face, form the lyrics of this song, "Lift your head, baby don't be scared of the things that could go wrong along the way."

 

Sample Photo ♥

JEALOUSY (Sample Post Only)

Jealousy is defined as an envious or bitter attitude. Many people experience it every day, but not many stop to actually analyze it and consider the effects of it on their outlooks on life. Hence, jealousy starts out as a small “nagging” feeling, but as it grow.

The most common impression of jealousy is a negative one. That idea is because jealousy is a complex emotion that can be detrimental in many ways. Jealousy can hurt one if it is taken too seriously. Often, jealousy is casually shrugged off. However, if it persists, jealousy can break a person down. Jealousy can even cause negative results such as making a person hurt someone else.

A multifaceted emotion, jealousy is also potentially favorable. Jealousy can cause one to strive to be better. One can be motivated by the need to become better. Envy for someone else can be a good thing. Therefore, jealousy is also a positive emotion.

Finally, jealousy can be a neutral and ineffective emotion. Many people who experience jealousy choose to live with it and not do anything about it. These people are not affected by jealousy, positively or negatively. They simply ignore the emotion and continue to live on with their lives. In this case, jealousy is neither harmful nor helpful.


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